Important information about compensation arrangements

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. Most depositors - including most individuals and small businesses - are covered by the scheme.

In respect of deposits, an eligible depositor is entitled to claim up to £50,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £50,000 each making a total of £100,000. The £50,000 limit relates to the combined amount in all the eligible depositor’s accounts with the building society, including their share of any joint account, and not to each separate account.

For further information about the scheme (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website www.FSCS.org.uk or call 020 7892 7300.

choose a shortcut children's savings accounts contact us contact us general info & charges how much can I borrow? how to apply interest rates mortgage terms and conditions our standard mortgage range pay your mortgage off early previous rates savings accounts self build properties tax free savings accounts treating customers in arrears fairly useful explanations

Melton online savings savings accounts children's savings accounts tax free savings accounts how to apply interest rates previous rates savings terms & conditions checking your identity contact us general information online 30 day notice Our 30 Day Notice account allows you to earn a higher rate of interest if you are able to give 30 days’ notice that you wish to withdraw funds. If you cannot do this, then you can still withdraw your funds, but you will lose 30 days’ interest on the amount withdrawn. Summary Box Key Product Information for our Savings Account(s) Account Name Online 30 Day Notice Interest Rates (AERs) See separate interest rate table Tax Status Net of Income Tax unless you have registered to receive this gross Conditions for Bonus Payment n/a Withdrawal Arrangements 30 days’ notice or immediate access with 30 days’ loss of interest. Maximum withdrawal of £10,000 per day Access Online additional terms The minimum balance is £1,000 The maximum balance is £250,000.  You can make investments of any amount provided your balance does not exceed £250,000 The account can be opened in your sole name or in joint names (only one account per person),  but is for UK resident individuals only aged 16 or over Interest is added to the account on a monthly basis The interest rate on this account is variable. Details of all interest rates are shown on the interest rates page Your account will be opened online and once open you will have easy access to your savings 24/7 which will allow you to: >> Give 30 days’ notice to withdraw without incurring a loss of interest or you can have immediate access with 30 days’ loss of interest on the amount withdrawn. IMPORTANT: Please note that, once logged in, you will need to enter the 30 days forward date as the transaction date, using today’s date as the first day, to ensure the notice period is given >> Transfer funds between your online savings and your nominated bank/building society account >> Check your balance or transactions >> View any other account balances that you may have including a mortgage account >> View and print online statements - paper statements will not be issued for this account >> Check the current interest rate on your account whilst logged in >> Change personal details balance interest paid gross interest gross AER net interest net AER From 12 Nov 09 £1000+ Monthly 2.55 2.58 2.04 2.06 instant access share 30 day notice loyalty saver DLRAA affinity cash ISA 0216 savers online easy save online 30 day notice online loyalty saver home about us news careers