At the Melton we know how important it is to protect you and your home. Whether you are an existing member or a potential member, we are able to offer Income Protection through our relationship with CUNA Mutual and Buildings and/or Contents Insurance through our relationship with Heath Lambert Insurance Services.
Income Protection is designed to cover a proportion of your income in the event that you are unable to work because of accident, sickness, or involuntary unemployment.
Protect up to 50% of your gross monthly income up to £2,500 per month
Flexible claim excess periods allowing you to chose when your benefit payments start
Benefit payments for up to 12 or 24 months for any one claim
Call us on 01664 414141 for a quotation.
Important things you need to know:
* This policy is not linked to any debt repayment facility
* You should review and update your insurance cover periodically to ensure that it meets your on-going income requirements.
* If you stop paying premiums you will not get any money back and all cover ceases.
* The premium rate is reviewable
* It is your responsibility to ensure that this policy is suitable to meet your needs. Therefore, it is important that you review the Policy Summary carefully so that you can make an informed decision before you apply. Full terms and conditions can be found in the Policy Document.
Mortgage Payment Protection Insurance (MPPI) is no longer available. With our new Income Protection product you can choose to cover your mortgage payments and more.
This Income Protection Insurance is optional. There are other providers of Short-Term Income Protection and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneymadeclear.org.uk
The cost of your Income Protection policy depends on the cover options chosen, for example accident, sickness and involuntary unemployment cover with a 30 day claim excess and 12 month claim payment period will cost £4.29 per £100 of monthly benefit.
Income Protection is underwritten by CUNA Mutual Insurance (Europe) Limited.
Buildings and/or Contents Insurance
Cover is easy to arrange without complicated form filling
There is no additional charge for paying by monthly interest free direct debit
Buildings and contents insurance are index linked to keep pace with inflation
A 24 hour claims helpline is available
Flexible cover means you can take just buildings or contents insurance or both
Call for a quotation on 01664 414141 or visit our web site using the following link:
The selling and administering of Home Insure Solutions is undertaken by Melton Mowbray Building Society and Heath Lambert Insurance Services, which is a trading name of Heath Lambert Ltd (HLL). The policy is underwritten by certain underwriters at Lloyd’s of London, United Kingdon. Lloyd’s and Heath Lambert are authorised and regulated by the Financial Services Authority (FSA).